The simplest form of commercial finance is a commercial loan. You agree to an amount, refund period, interest rate and charges.
Unsecured loans are useful for companies that do not have sufficient assets to obtain a secure loan.
Commercial loans can come from a variety of sources. It is offered by mainstream banks, competitor banks and expert independent lenders, and also by peer-to-peer credit platforms.
Because a commercial loan is designed for larger organizations, it is largely irregular.
Small businesses will often choose small business loans as their preferred option.